Jewellery valuer. So what are all those initials after your name?

Jewellery Valuer

When I hand a client my business card I am often asked what does FGA or FIRV stand for. I thought it useful to explain to my insurance industry connections what the initials mean and what is involved with obtaining them.

PJdip. Professional Jeweller Diploma. This a course run by the National Association of Jewellers and is essentially in two parts. Certificate followed by Diploma. It gives the student a good grounding in all aspects of the jewellery trade. Primarily basic gemstone, precious metal and hallmarking knowledge. Also jewellery history, manufacturing techniques, retail law and valuations.

FGA. Fellow of the Gemmological Association. This course is run by the Gemmological Association of Great Britain.
This begins with the Gemmology Foundation Course; What constitutes a gemstone, how to identify common gem materials confidently, and the properties and uses of certain gem materials. To apply knowledge of gemstone properties to their proper care and commercial use, including gemstone fashioning and use in jewellery. To explain the value and price factors of gemstones. To handle rough, cut and set gem materials, such as diamond, sapphire, ruby and emerald, as well as organics and a range of treated and imitation gem materials.How to use basic gemmological equipment and report accurately on the various observations and results of tests conducted on gemmological specimens.The origin and formation of gemstones and the various stages of the gemstone pipeline.How to compare and contrast features and properties of gem materials, treatments and synthetics to distinguish between gemstones.
On successful completion of the course the next stage is the Diploma in Gemmology. This course builds on the Foundation course: Have a broader knowledge of treatments and synthetic materials, including their production, use, identification and the resulting implications for the gem trade. Consider the ethical, environmental and technological implications and applications of gemmology. Interpret results accurately from advanced gem testing equipment.
Be confident in applying scientific principles and concepts in solving problems relating to gemmology, and to assess the validity, reliability and credibility of scientific information related to gemmology. Learn to demonstrate a logical approach to gem testing, as well as be able to acknowledge limitations and uses of certain tests. The origin and formation of gemstones and the various stages of the gemstone pipeline.
On passing the theory and practical examinations the successful student can apply for the coveted Fellowship of the Gemmological Association.

DGA. Diamond diploma of the Gemmological Association. This composes of theory and practical (diamond grading) courses. Chiefly; To recognize and describe the structure of a diamond and how this relates to its physical and optical properties.The different diamond types and colour mechanisms occurring within diamonds. To recognize and distinguish between natural, treated and synthetic diamonds and to compare and identify a diamond and its simulants.
How to make, record, sketch and communicate reliable and valid observations of rough diamond crystals. The geological processes involved in diamond formation and how occurrence and locality affect the mining and recovery of diamonds.
The cutting of a diamond, including the history of diamond cutting and style.
To describe the diamond grading process, the various systems used and how grading affects the value of a diamond. The ethical, social, economic, environmental and technological implications of the diamond supply chain.
To accurately interpret, explain, evaluate and communicate diamond testing results. On passing the examinations the successful student can apply for Diamond Membership of the Gemmological Association, allowing them to use the initials DGA.

FNAJ. Fellow of the National Association of Jewellers. No course or examination for this. To qualify the jeweller has to demonstrate a continuous period of working within the jewellery trade, to a high professional standard.

FIRV. Fellow of The Institute of Registered Valuers. This is a qualification bestowed by the National Association of Jewellers (formerly the National Association of Goldsmiths). To become a Fellow you must first have been a Member of the Institute (MIRV). To became a MIRV you have had to pass the Professional Jeweller course (or its equivalent) and have a minimum of five years experience in the jewellery trade/industry. Also a gemmological qualification (which must include practical hands-on identification of some kind).
A diamond grading training certificate (which must include practical hands-on grading/assessment of some kind)*.
All applicants will also be required to submit sample valuations.
Once the MIRV criteria has been reached, and have been one for three years, the candidate must produce a continuing professional development plan. They must also obtain a Grade A pass (85%) in the Institute’s monitoring program. On completion the applicant can then qualify for Fellowship. All FIRV’s have to follow a CPD plan and be continually monitored by the Institute.

For further details:

Steven Jordan PJdip. FGA. DGA. FNAJ. FIRV

Jewellery valuer

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AMETHYST, the birthstone for February

Amethyst, that wonderful pale lilac to deep reddish purple variety of quartz, occur in vesicles in volcanic rocks as well as pegmatite and hydrothermal veins.
Its occurrence is vast, across much of the world. From Siberia to Europe, South America, Asia and Africa. Principal sources are Minais Gerais (Brazil), Zambia and South Korea. You can even find amethyst in the UK. Look for water worn pebbles on Scottish and Cornish beaches.
The name is derived from the Greek amethystos, meaning ‘not drunken’. It was believed that it protected the wearer from drunkenness. In mythology Dionysus sought revenge on mankind for an insult he had received. A young maiden, called Amethystos, became his intended victim. Dionysus created tigers to carry out the deed but Artemis intervened by turning Amethystos into a white quartz stone. Dionysus wept on seeing the beautiful statue, his wine charged tears turning the stone purple.
By coincidence some amethysts contain healed fractures called ‘tiger stripes’.
It was favoured by the clergy, roman emperors and medieval soldiers who believed that wearing an amethyst would enable them to remain cool headed.
Amethysts other attributes include piety, humour and wit. It is said to sharpen the mind and protect the wearer against magic.

The Science
Amethyst is a crystalline variety of quartz. Silicon dioxide, owing its colour to manganese.
Crystal system: Trigonal
Hardness: 7
Specific gravity: 2.65
Refractive index: 1.544 to 1.553
Birefringence: 0.009

Can be heated to light yellow, reddish brown, green or colourless.
The light yellow heat treated type that resembles the quartz variety citrine does not exhibit pleochroism, whereas true citrine does.

Want to learn more about Amethyst? Then visit the Gemmological Association of Great Britain website for available courses

Fellow of the National Association of Jewellers Institute of Registered Valuers

For jewellery and silver valuations:

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The Birthstone for January: GARNET

Garnets can vary from pink, through red, to orange, yellow, green and black. Recent finds have now added blue to the myriad of colours. So for someone with a birthday in January the choice of colour and colour combinations is vast.

I deliberately headed this blog with a green Mali Garnet to prove the point that the birthstone for January does not have to be red.

But what is Garnet?
What is its scientific nature?
What is its otherworld properties?

Rhodolite Garnet

Rhodolite Garnet


Garnets are a very complex group of gemstones.

They are an Isomorphous series, ie they have the same crystal structure, cubic,  but with varying chemical mix.

This continuous blend can, for example, create a mid way garnet type. For example the popular Rhodolite garnet above is a  Pyrope-Almandine mix.

Garnets can appear as inclusions inside other gemstones, for example as in the image of a diamond below.

Garnet in diamond

Most of the more common Garnets fall into two groups: Pyralspites and Ugrandites. Pyralspites are the aluminum Garnets and Ugrandites are the calcium Garnets.

Pyralspite Garnet Group: The Pyralspites include Pyrope, Almandine and Spessartine. The name Pyralspite comes from Pyrope, Almandine, Spessartite. This includes the vast majority of gemstone garnets.  There is a complete solid solution series between Pyrope, Almandine and Spessartine. These Garnets are often mixed. Malaia is a Pyrope-Spessartine mix and Rhodolite is a Pyrope-Almandine mixture.

 Ugrandite Garnet Group: The Garnets with the widest color range fall into the Ugrandite Garnet Group. are the calcium Garnets.The Ugrandites include Uvarovite, Grossular and Andradite. The name Ungrandite comes from Uvarovite, Grossular and Andradite. There is a complete solid solution series between Uvarovite, Grossular and Andradite. As with Pyralspites these Garnets are often mixed. Grandite (or Mali Garnet) is a mixture of Grossular and Andradite.

 Garnet Physical Properties: General garnet composition: A3B2(SiO4)3, where Ca, Mg, Fe2+, or Mn2+ occupy the A site, and the B site contains Al, Fe3+ or Cr3+. Hydrous garnets may contain up to 8.5% H2O.

Chemical Composition:

Pyralspite Garnet Group

Almandine: Fe3Al2(SiO4)3

Pyrope: Mg3Al2(SiO4)3

Spessartine: Mn3Al2(SiO4)3

Ugrandite Garnet Group

Andradite: Ca3Fe2(SiO4)3

Grossular: Ca3Al2(SiO4)3

Uvarovite: Ca3Cr2(SiO4)3

There are far less common types, which are rarely if ever found in jewellery. There are even garnets from space, such as Majorite which was discovered in a meteorite.

With such a wide diversity in chemical composition other properties such as hardness are varied. The benchmark for hardness is MOHS scale. With Talc at 1 as the softest and Diamond at 10 as the hardest. The scale is (1) Talc, (2) Gypsum, (3) Calcite, (4) Fluorspar, (5) Apatite, (6) Orthoclase feldspar, (7) Quartz, (8) Topaz, (9) Corundum, (10) Diamond.

The most common Garnets have a hardness rating as follows: Almandine (7.5), Andradite (6.5), Grossular (7.0 – 7.5), Pyrope (7.25), Spessartite (7.25), Uvaroite (7.5).

If you are interested in the science of gemmology I can no more than suggest you attend some of the wonderful courses run by the Gemmological Association of Great Britain

Gemmology Association



Garnet on black tourmaline from India

Garnet on black tourmaline from India


Garnets are said to protect the wearer from poisoning and illness of the blood.  Perhaps associated with the blood colour of the common garnet – pyrope.

Also associated with red garnets, in ancient times it was believed to remove anger.

George Frederick Kunz noted this in his wonderful book ‘The Curious Lore of Precious Stones’ (1913) that ‘the symbolism of color played a very important part in recommending the use of particular stones for special diseases’.

It  is further said that it will ensure the wearer is faithful and will speak the truth.
So how much is a garnet worth?
It all depends on type and quality.
Horsehair inclusions
Some garnets by their nature are full of inclusions. A clear pyrope garnet is less valuable than a demantoid garnet with what is known as ‘horsehair’ inclusions. Carat for carat it could be as much as twenty times the value!
This is why it is crucial that the jewellery valuer that you appoint is a qualified and experienced gemmologist. Firstly to determine the garnet type you have in your collection, its quality and its current value.
As a Fellow of the Gemmological Association of Great Britain and a Fellow of the National Association of Goldsmiths Institute of Registered Valuers it is my ethos to ensure that I continue to offer high standards in appraisals.
Managing Director




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